Our Products

To keep it simple, we offer two of the most commonly needed types of life insurance. These straightforward, affordable products are Term Life Insurance and Final Expense Coverage. 

Why Life Insurance?

Peace of mind

Did you know that more than 59%* of families would not be able to cover their regular monthly expenses after just a few months of a loved one passing away? Our Term Life insurance product provides financial coverage for 10, 15, 20 or 30 years up to $1MM. Many people select a "term" length that covers certain financial commitments such as the time until their children graduate from college or the time until a particular debt is paid off, such as a mortgage.
* 2016 Insurance Barometer Study, LIMRA.

No Burden

Did you know that the #1 reason* that people buy life insurance is to cover funeral and other final expenses? Our Final Expense product provides financial coverage for end of life expenses such as burial and medical costs up to $30,000. Many people select “final expense” because they want to relieve their family of financial burdens.
* 2016 Insurance Barometer Study, LIMRA.


Lumico Life Insurance has been in business for over 50 years and has more than four thousand policy holders. We are rated “A” by A.M. Best. “A” is excellent and is the second highest rating that can be awarded and means that Lumico Life is financially stable and secure.**
** These ratings reflect claims paying ability but are not a guarantee of future performance

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