Your choices
are a whole
lot clearer.

For State Availability 

Choices should be clear, simple and easy to understand. And with Lumico Medigap Solutions, Medicare Supplement has never been clearer.

What your Original Medicare covers:

Medicare Part A - Hospital insurance

  • Includes hospital inpatient and recovery care in skilled nursing facilities, hospice and home healthcare services.

Medicare Part B - Medical insurance

  • Covers some medically necessary services from doctors and other healthcare providers, plus preventive services.

What Medicare Supplement covers:

Benefits Plan A Plan F1 Plan G Plan N High
Plan G2
Basic Benefits3 (including hospice)
Part B coinsurance
Part A deductible  
Skilled nursing facility coinsurance  
Foreign travel emergency  
Part B excess charges    
Part B deductible        


Competitive advantage

  • We offer some of the lowest rates among our competitors
  • Enjoy Household Discounts when you reside with your spouse or an eligible adult5
  • Affordable premiums to help meet your financial planning needs

A clear value

  • Lower out of pocket costs
  • Instant coverage - no waiting period
  • Guaranteed renewable
  • No provider restrictions4

1Plan F is available only to individuals that became eligible for Medicare before January 1, 2020.
2For High Deductible Plan G you must pay for Medicare-covered costs up to the deductible amount of $2,370 before your Medigap plan pays anything.
3Basic benefits include Part A coinsurance, Part A hospice care coinsurance or copayment, Part B coinsurance or copayment, and first three pints of blood per year.
4Any provider who accepts Medicare patients accepts Medicare Supplement insurance.
5Household discounts are not available in all states, discount amount and qualification criteria vary by state.

This product is underwritten by Elips Life Insurance Company and is not connected with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation of insurance and a licensed insurance agent/producer may contact you. Exclusions or limitations may apply. Plan availability varies by state. Premium and benefits vary by plan selected. For costs and complete details of the coverage, contact your insurance agent.