Life is embracing thoselittle moments.

Life insurance is protecting them.

Life Insurance.
Made Clear.

Life insurance is about protecting your loved ones. However, the process of getting life insurance is complicated and confusing—until now. At Lumico, we are committed to providing you with the protection you want, but in an easier way.

Our Story

Lumico has an “A” rating by A.M. Best* — the leading rating agency of the insurance industry. “A” is excellent, and is the second highest of fifteen ratings that can be awarded. It means that Lumico is financially stable and secure. Also, Lumico has a 50+ year track record in consumer life insurance and is part of Swiss Re, a large, global financial services organization.

* These ratings reflect claims paying ability but are not a guarantee of future performance

of Americans don't have life insurance or are underinsured.

* 2015 Insurance Barometer Study, LIMRA

Our Products

Term Coverage:

Financial coverage for 10, 15, 20 or 30 years to protect those years when you need it most.

Whole Life Coverage:

Financial coverage until the end of life. Combines life insurance with a cash value that accrues each year.

Final Expense Coverage:

Financial payments for end of life expenses such as funeral costs that you do not want to be a burden to your family.


Get in touch

Lumico Life Insurance Company recently changed its name from Generation Life Insurance Company. Lumico Life Insurance Company and Generation Life Insurance Company are the same company, just different names, so there are no changes to policy terms or benefits. In certain states, the name change is in progress so you may see either name being used. If you have additional questions please call us at .