Life is embracing thoselittle moments.

Insurance is protecting them.

Insurance made clear.

Life and health insurance is simply about protecting what matters most - your family and your health. However, the process of getting insurance can be confusing and complicated - until now. At Lumico, we are committed to providing life and health products that are affordable and easily assessible, so you can be completely confident in your insurance decisions.

Our Story

Lumico has an “A” rating by A.M. Best* — the leading rating agency of the insurance industry. “A” is excellent, and is the second highest of fifteen ratings that can be awarded. It means that Lumico is financially stable and secure. Lumico is also rated A+ by the Better Business Bureau.** This shows that we're committed to providing excellent customer service and operating in a way that people (like you!) can trust.

* These ratings reflect claims paying ability but are not a guarantee of future performance
** BBB rating is current as of July 2020 and is not a guarantee of a business's reliability or performance.

of Americans don't have life insurance

* 2020 Insurance Barometer Study, LIMRA

Our Products

Term Coverage:

Financial coverage for 10, 15, 20 or 30 years to protect those years when you need it most.

Whole Life Coverage:

Financial coverage until the end of life. Combines life insurance with a cash value that accrues each year.

Final Expense Coverage:

Financial payments for end of life expenses such as funeral costs that you do not want to be a burden to your family.

Medicare Supplement Insurance:

Insurance that works with your Medicare plan, and gives you the freedom to choose your own providers

Accidental Death Insurance:

Help protect your loved ones with life insurance, in case you are fatally injured from an accident.


Get in touch

Lumico Life Insurance Company recently changed its name from Generation Life Insurance Company. Lumico Life Insurance Company and Generation Life Insurance Company are the same company, just different names, so there are no changes to policy terms or benefits. In certain states, the name change is in progress so you may see either name being used. If you have additional questions please call us at 866-440-4047866-440-4047.