Life is embracing thoselittle moments.

Insurance is protecting them.

Insurance made clear.

Life and supplemental health insurance is simply about protecting what matters most - your family and your health. However, the process of getting insurance can be confusing and complicated - until now. At Lumico, we are committed to providing you with the protection that you want, but in an easier way, so that you feel confident and have true clarity.

Our Story

Lumico has an “A” rating by A.M. Best* — the leading rating agency of the insurance industry. “A” is excellent, and is the second highest of fifteen ratings that can be awarded. It means that Lumico is financially stable and secure. Also, Lumico has a 50+ year track record in consumer life insurance and is part of Swiss Re, a large, global financial services organization.

* These ratings reflect claims paying ability but are not a guarantee of future performance

of Americans don't have life insurance or feel that they don't have enough

* 2017 Insurance Barometer Study, LIMRA

Our Products

Term Coverage:

Financial coverage for 10, 15, 20 or 30 years to protect those years when you need it most.

Whole Life Coverage:

Financial coverage until the end of life. Combines life insurance with a cash value that accrues each year.

Final Expense Coverage:

Financial payments for end of life expenses such as funeral costs that you do not want to be a burden to your family.

Medicare Supplement Insurance:

Insurance that works with your Medicare plan, and gives you the freedom to choose your own providers


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